Terms of Service

1. Acceptance of Terms

By accessing or using the website ejsgroupllc.com operated by EJS GROUP LLC ("we," "us," or "our"), you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please do not use our website.

2. Services

EJS GROUP LLC is a direct lender providing financial services including but not limited to business loans, real estate financing, and bridge lending. Information on this website is for general informational purposes and does not constitute a commitment to lend or a loan offer. All lending decisions are subject to our underwriting criteria and approval process.

3. SMS/Text Messaging Terms

If you opt in to receive SMS/text messages from EJS GROUP LLC:

• You consent to receive text messages sent via an automatic telephone dialing system (ATDS) at the phone number you provide.
• EJS GROUP LLC uses an ATDS to send informational messages about your inquiry and loan status.
• Message and data rates may apply. Message frequency varies based on your interaction with us.
• You may opt out at any time by replying STOP. Reply HELP for customer support.
• Consent to receive text messages is NOT a condition of purchase or receiving any service from EJS GROUP LLC.
• We will not share your opt-in data or consent status with any third parties for their own marketing purposes.
• Compatible carriers include but are not limited to major US carriers. Carriers are not liable for delayed or undelivered messages.

4. Intellectual Property

All content on this website — including text, graphics, logos, and images — is the property of EJS GROUP LLC and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

5. Disclaimer of Warranties

This website and its content are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

6. Limitation of Liability

To the fullest extent permitted by law, EJS GROUP LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use our website or services.

7. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New Jersey, without regard to its conflict of law provisions.

8. Changes to Terms

We reserve the right to modify these Terms at any time. Changes become effective immediately upon posting. Your continued use of the website constitutes acceptance of the revised terms.

9. Contact

For questions regarding these Terms of Service, contact us at:

EJS GROUP LLC
104 Parker Ave
Deal, NJ 07723
eddie@ejsgroupllc.com