Our Story

About EJS Group

A direct lender built on the principles of clarity, integrity, and momentum.

Team collaboration

Built Different.

EJS GROUP LLC was founded with a singular vision: to make lending simple, transparent, and human. Based in Deal, New Jersey, we operate as a direct lender — meaning we fund loans ourselves, without brokers or intermediaries.

This direct approach allows us to offer faster decisions, competitive terms, and a level of personal attention that larger institutions simply can't match. Every client works directly with our team from first inquiry to final funding.

Our Philosophy

Guiding Principles

Transparency

No hidden fees, no fine-print surprises. We lay everything on the table from day one.

Efficiency

As a direct lender, we control the entire process — from application review to disbursement.

Integrity

We treat every borrower with respect and fairness — because relationships outlast transactions.

Momentum

Your goals don't wait — and neither do we. We move with purpose to keep your plans on track.